Privacy and disclosures

Last updated 29 October 2026

Who provides the advice

Representative

Gustav Neethling

Financial services provider

TFE Financial Services (Pty) Ltd

FSP number

43749

Our complaints procedure and conflict of interest management policy are available on request. If a complaint isn’t resolved to your satisfaction, you may refer it to the Ombud for Financial Services Providers, faisombud.co.za.

Fees

The Structure Review is a fixed fee of R16,000, quoted and agreed before work starts. Other work is billed at R2,500 an hour. Fees are invoiced by Gustav Neethling. Any commission or ongoing advice fee on a financial product is disclosed to you in writing before you sign.

Your personal information (POPIA)

When you request an introduction or email me, I collect your name, email address and anything you choose to tell me about your situation. I use it only to reply to you, provide the advice you ask for, invoice you and meet my legal and regulatory obligations.

• Requests sent through this site are stored in my private Google Workspace account.
• I don’t sell or share your information for marketing.
• Advice records are kept for the period the FAIS Act requires, then deleted.
• You can ask to see, correct or delete your information at any time: gustavneethling@gmail.com.
• You may complain to the Information Regulator at inforegulator.org.za.

General information only

Content on this site is general information, not advice for your circumstances. Case descriptions and Fig. 1 are illustrative. Past performance is not a reliable indicator of future returns. Crypto assets are high-risk and can lose some or all of their value.

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